Contractors
Compare Your Premium With this Program

General Liability Rates are based on a per person rate instead of payroll. This is ideal for small contractors!

Estimate your own premium*. Multiply the rate below by the number of full-time employees. Part-time rates are also available.

Contractor Type

Liability

$500,000 Accident
$1,000,000 Aggregate

Liability

$1,000,000 Accident
$2,000,000 Aggregate

Carpentry - Framing and Cabinent $682.00 $867.00
Carpentry - General Remodeling $887.00 $1,127.00
Concrete Construction $1,067.00 $1,356.00
Electrical Wiring $513.00 $652.00
Plumbing and Heating $1,123.00 $1,427.00
Drywall Installation $446.00 $567.00
Painting $713.00 $906.00
Landscape Gardening $790.00 $1,004.00

Premium estates based upon NY rates effective 03/01/07